Monthly Older Posts: May 2026

Did Energy and Food inflation slow in April?

The food and energy components of inflation were very high in April, but were a bit less than the jump in March. They are the obvious contributors to recent inflation. We most clearly see this when we compare two inflation measures: Seasonally-adjusted inflation includes

What are the disadvantages of a cash management account?

I switched our main checking account – the one that gets our Social Security checks and that I use to pay all bills – from my bank at PNC to a “cash management” account at Fidelity. I had three reasons: 1) It’s easier to transfer

What’s the ideal mix of Roth vs. Traditional when you are retired?

You win the tax game with Roth when you are retired, assuming you stay in the 22% marginal tax rate when you contribute or convert to Roth. You come out ahead by perhaps $1,000s per year in retirement. You want to get to roughly 80%

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