Merry Christmas!!! A week or so ago, I Zoom-attended a talk by Stuart Hoffman of PNC. Stu was Chief Economist for PNC for decades. You’ve probably heard him on NPR or seen him on TV. Stu has been recognized as an accurate forecaster of our

This is the time of year I recast our portfolio, and you should spend the time to recast yours. Segment it and add it up in different ways. You’ll have a better view of the strength of your portfolio. You’ll know you can control risk

You must recalculate to see if your annual Safe Spending Amount (SSA) increases (See Chapters 2 and 9, Nest Egg Care.) You need a spreadsheet for this calculation. The purpose of this post is to provide you with a simpler spreadsheet than I have