The food and energy components of inflation were very high in April, but were a bit less than the jump in March. They are the obvious contributors to recent inflation. We most clearly see this when we compare two inflation measures: Seasonally-adjusted inflation includes

I switched our main checking account – the one that gets our Social Security checks and that I use to pay all bills – from my bank at PNC to a “cash management” account at Fidelity. I had three reasons: 1) It’s easier to transfer

You win the tax game with Roth when you are retired, assuming you stay in the 22% marginal tax rate when you contribute or convert to Roth. You come out ahead by perhaps $1,000s per year in retirement. You want to get to roughly 80%

It’s been over seven weeks since we returned to from India. We’re back to our normal routine! The memories – particularly the experiences that got us out of our comfort zone – are seared in our brains forever! I enclose a list of those things

The decision of when to start Social Security is a relatively small financial decision, but it can be a confusing one. The decision is straightforward if you’ve made the right decision as to how to invest your retirement portfolio. With two exceptions, you would NEVER