Tom’s Blog

What experiences will you buy in 2020?

I read this book and liked it: Happy Money: The Science of Happier Spending. The book says we – especially retirees — should think about money differently. The science of happiness tells us we should not view our money as a means to get

How much did $2,000 in my IRA grow to over the years?

How much did $2,000 that I invested in an IRA in 1984 accumulate to in 2020? $88,200! I’ve repeated a post like this for two years now (here and here), but I always like to look back to see the power of

What segments of US stocks outperformed in 2019?

I like looking at the Vanguard Style Box (I call it a Nine Box.) at the end of the year to get a snapshot of what outperformed and what underperformed the US stock market as a whole. US stocks are likely the biggest portion of

Did you match our returns for this year?

I’m throwing down the gauntlet. In past years I might have said, “Ha! Beat That!”, but not now. When we’re retired, our challenge is to keep as much as we can of what the market gives. My challenge to you is to compare to see

What will you do in 2020 with your pay raise?

All of us Nest Eggers will calculate to a real pay raise for 2020: that’s because of the excellent stock and bond returns this year. (I describe our pay increase for 2020 here and the prospects for another real increase for 2021 here.) In

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