Tom’s Blog

How important is your decision as to which fund/ETF you own?

In recent posts, I’ve discussed your choices for US stock  funds, International Stock funds, and US bond funds. Pick any of four US total stock market funds, any of eight International stock funds and any of about seven or so US bond

What US stock funds or ETFs should you own for your retirement portfolio?

I’ve recently suggested choices for US bond funds/ETFs (also here) and International stock funds/ETFs . I thought I might as well complete the full story to lay out your best choices for US stocks. US stocks will be the biggest part of your portfolio.

What mutual fund or ETF do you want for International Stocks?

It’s easy to get confused as to the the correct choices of mutual fund or ETF for your retirement portfolio. There are about 8,000 mutual funds and 2,200 ETFs in the US. I’m a believer in Total Stock funds, and the purpose of this post

Do you earn back enough on your credit card?

It can be really hard to figure out what you earn back on your credit card purchases. The purpose of this post is to say, “If you aren’t clearly getting 2% back as cash value on all purchases, it’s time to switch.”

 

== How

Are you getting ready to ENJOY NOW?

Have you shifted to thinking about what you are going to do to Enjoy More NOW? It’s almost a year since the first official stay-at-home requirements for here. Patti and I are more than two weeks past our second vaccination. We feel like we are

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