Patti and I are writing our checks for donations to charities this week. I’d guess this is the time of year you’ll be writing most of your checks. Patti and I made our major decisions a month or so ago. The purpose of this post

Is this a good time to retire? Is this a good time to be retired? I’d say YES and YES. (I’m ignoring Covid-19, of course.) Two reasons: 1) Covid-19 has shut us all down: our spending is down to the basics. We’ve been shut down,

Can you really lower taxes by skipping RMD this year? The CARES Act gave us older retirees the option of not taking our RMD this year. The IRS says something like 80% of folks must take their RMD for their living expenses. I’ll assume

One of the three key decisions in your financial retirement plan is your choice of mix of stocks and bonds. In Nest Egg Care (NEC) I assumed you’d keep that same mix throughout your retirement. Now that I am older – I’ll hit 76 soon