Monthly Older Posts: May 2019

Do you need a sandbox to play in to see if you can beat the market?

If you’re a diehard nest egger you only invest in Index funds. But some just can’t avoid the lure of trying to beat the market. Or just can’t make the switch to Index funds all at once. If you are hooked on trying to beat

How much more are you making from the recent decline in Investing Costs?

We all pay costs to invest. The amount we pay each year – our Investing Cost – lowers the amount we get to keep from the gross returns the market, in aggregate, provides all investors. Patti and I pay a predictable, small amount and our

Would you rent your furnace for $36 per month? I did.

I now have made two monthly payments that are, in effect, rent on our new furnace installed right at the end of last December. As I mentioned in this post, I decided not to use our financial assets to invest into non-financial assets. This

Why do investors pay fund and advisor fees that make no sense?

The last post said you will be a successful investor – almost certainly better than the 94th percentile of investors over time – by investing solely in Index funds. But very few individual investors do this. This post examines why they don’t simply stick

Why wouldn’t you decide to be in the top 6% of all investors?

I would think most retirees would be ecstatic if they knew they could be in the top 6% of all investors, and they can. But an amazing percentage of investors make decisions – or fail to make decisions – that would put them at the

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