Last week Patti and I calculated that we earned a small, real increase in our Safe Spending Amount (SSA) for 2020. I can now calculate that a 1% real return on our portfolio over this next year will result in another real increase in
Did you calculate to a real pay increase for 2020? You should have! The returns have been that good this year. In this earlier post, I thought we were close to a real pay increase: the November stock returns of +2.5% put us over