Monthly Older Posts: January 2021

How much does $2,000 saved and invested in 1985 translate to in 2021?

The purpose of this post is to tell the story that I repeat in my mind every January. I look back to see the impact of the money Patti and I saved and invested decades ago. The story this year is the $2,000 that I

What taxes will you pay in 2021?

I added a January task to my annual work plan for our financial retirement plan. I display in this post the information I gathered on 1) 2021 tax brackets for Ordinary Income and 2) important income tripwires on a 2021 tax return that can be

Why do financial advisors structure portfolios that are overly complex?

If you look at a portfolio structured by a financial advisor, it will have MANY different securities. For example, Patti and I own one security for US Total Stocks (FSKAX), but most financial advisors will have at least six securities for US stocks. Why is

What segments of US stocks outperformed in 2020?

I like looking at the Vanguard Style Box (I call it a Nine Box.) at the end of the year to get a snapshot of what outperformed and what underperformed the US stock market as a whole. This post shows 2020 results. Large-Cap Growth again

What’s the benchmark you use to judge your portfolio return for 2020?

It’s the time of year that most of us judge how well our portfolios performed for the past year. To judge your portfolio correctly, you want to compare your results to a benchmark comprised of an appropriate mix of peer index funds. The purpose of

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