I found my portfolio needed some mechanical repair. I don’t have our bonds in the right location in our portfolio: I have far too little in our taxable Investment account and too much in our Retirement accounts. I scheduled tasks throughout 2024 such that by

The Federal Reserve signaled about ten days ago that they would not be raising interest rates in the battle to lower inflation. Most pundits conclude that the Fed will cut rates at least twice in 2024. The stock market loved this news and it’s up

I went to a talk Wednesday by Stu Hoffman, past Chief Economist at PNC. He included comments on the Magnificent Seven. I had not been following that term that’s applied to seven high-flying stocks. The story he told that bolstered the rationale as to

None of us could Recalculate to a real increase in our Safe Spending Amount (SSA) for the upcoming calendar year (see Chapters 2 and 9, Nest Egg Care [NEC]). Last week I displayed a detailed spreadsheet that showed the history of ten withdrawals

Yesterday I withdrew from our Investment Portfolio the amount we would safely spend throughout 2024: the same amount as last year adjusted for 3.2% inflation. This post describes my actions and the status of our portfolio right before our withdrawal for our spending. In summary,