Tom’s Blog

Is inflation increasing?

Nope. Inflation reported Tuesday shows a small uptick in inflation for December, but inflation over the last six months is not much different from prior months. Our annual rate of inflation is about 2.6%, and this is not much different than the last six-eight months.

What segments of the market outperformed in 2025?

I like arranging the most recent calendar year returns in the 3 by 3 matrix of the Investment Style Box. I get a snapshot of what outperformed and what underperformed the US stock market as a whole. This post is a repeat of the

Will 2026 be a good year for stocks and bonds?

Happy Holidays! Last week I went to a talk by Stu Hoffman, past chief economist from PNC. I think I’ve attended this event in all but one year out of the last ten or so. Here are the highlights of his prediction for 2026,

What happened to inflation? Where is it?

Wow! Inflation reported for October + November was REALLY LOW. We have not had two months with inflation this low in the last +five years.

 

I display a table and graphs that I use to follow the trends in inflation. One that I usually

How do you track to a real increase in your Safe Spending Amount next year?

I’ll use this spreadsheet to track how well our portfolio is doing for our calculation year ending November 30, 2026: will we calculate to an increase in our Safe Spending Amount for 2027? (SSA. Chapter 2, Nest Egg Care [NEC]) If you use

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