My niece and her husband will be the perfect candidates to delay starting Social Security (SS) until age 70 – gaining 8% real increase in benefits for each year that they delay: they will have a MOUNTAIN of traditional IRA at age 65 that will

 I updated my two favorite graphs this week.

• The first graph shows the cumulative real return for stocks and bonds since January 1, 1926 – the last 99 years. Stocks have averaged ~7.1% real return per year; stocks double in real spending power

I logged into TurboTax, and it gave me the target of 1½ hours to complete our Federal tax return. This will be my third year with TurboTax, and I don’t think I’ve met the time targets before. I’m determined to hit that target this year.

The market seemed to like inflation report issued Wednesday. Core inflation – the measure closest to the one the Fed prefers (PCE less food and energy) that gets updated at the end of this month – was lower than the previous four months. The last

I wrote in this post that it was obvious to me that one should take Social Security (SS) early. I’ve changed my mind. I recommend that you wait to take Social Security later. Wait to age 70 to get the maximum benefit.

Happiness in