Monthly Older Posts: January 2025

I updated my two favorite graphs.

 I updated my two favorite graphs this week.

 

• The first graph shows the cumulative real return for stocks and bonds since January 1, 1926 – the last 99 years. Stocks have averaged ~7.1% real return per year; stocks double in real spending power

Can you complete your taxes in 1½ hours?

I logged into TurboTax, and it gave me the target of 1½ hours to complete our Federal tax return. This will be my third year with TurboTax, and I don’t think I’ve met the time targets before. I’m determined to hit that target this year.

Core inflation runs at about 3.2% annual inflation.

The market seemed to like inflation report issued Wednesday. Core inflation – the measure closest to the one the Fed prefers (PCE less food and energy) that gets updated at the end of this month – was lower than the previous four months. The last

Should you delay taking Social Security?

I wrote in this post that it was obvious to me that one should take Social Security (SS) early. I’ve changed my mind. I recommend that you wait to take Social Security later. Wait to age 70 to get the maximum benefit.

 

Happiness in

What segments of US stocks outperformed in 2024?

I like arranging the most recent calendar year returns in the 3 by 3 matrix of the Investment Style Box. I get a snapshot of what outperformed and what underperformed the US stock market as a whole. This post shows ~20% real return for

WordPress Image Lightbox
WordPress Image Lightbox