Happy Holidays! Last week I went to a talk by Stu Hoffman, past chief economist from PNC. I think I’ve attended this event in all but one year out of the last ten or so. Here are the highlights of his prediction for 2026,

Wow! Inflation reported for October + November was REALLY LOW. We have not had two months with inflation this low in the last +five years.

I display a table and graphs that I use to follow the trends in inflation. One that I usually

I’ll use this spreadsheet to track how well our portfolio is doing for our calculation year ending November 30, 2026: will we calculate to an increase in our Safe Spending Amount for 2027? (SSA. Chapter 2, Nest Egg Care [NEC]) If you use