Monthly Older Posts: August 2026

How did I add $100,000 to our financial capacity?

The $150,000 interest-only HELOC that I got seven years ago was scheduled to expire December 31. If I did nothing, I would be on schedule to pay off the balance, I think that was over 10 years. I just plowed ahead with the steps to

Is FFRHX right for you?

I bought more than “a year of spending” in FFRHX two weeks ago. (Fidelity Floating Rate High Income Fund.) This post gives more information on FFRHX and similar funds. I recommend you buy FFRHX or a similar fund for at least one year of

How much was July’s inflation?

Inflation for the most widely reported measure of inflation, Seasonally-adjusted inflation, barely budged in July. Wholesale prices were flat. Core inflation, which excludes the more volatile energy and food components, increased more in the month, but the last six months and 12 months run at

Should I put one year of spending into FFRHX?

Every now and then I scratch my head: is there something better than IUSB, our index fund for US bonds? I look at two kinds of funds in this post: funds that buy and hold short-term, high interest loans banks make to their customers and

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