A final data point for inflation in July was issued Thursday morning. The important chart below is the one for Personal Consumption Expenditures, a measure the Fed favors. The rate for both June and July were about half that of the average of the prior

We’re in England right now. Patti and I like active vacations. I like knowing we’re going on a vacation that requires that I am in reasonable shape. Without that goal in the future, I wouldn’t exercise nearly as much as I do. What is that

What’s the correct mindset in the Save and Invest Phase of life? That’s up to roughly age 55 or 60. That’s the start of the transition to your Spend and Invest Phase of life that I assume starts at age 65. The focus then is

My tickler file told me that this is the week to complete my first cut on my tax plan for 2023. This post gives you a template for the spreadsheet I use. It might help you for your tax planning for this year. It’s similar

A final data point for June inflation was issued this morning. The important chart below is the one for Personal Consumption Expenditures, a measure the Fed favors. June was at a rate of equal to 2% annual inflation; this is lower than in the recent

We saved for retirement to have money for the basics in life and to have money to enjoy life. This post discusses how much Social Security (SS) provides for a happy retirement. We retirees understand. SS benefits alone won’t cut it. We like those reliable

I read three articles this week saying that we had really good news on inflation. See here, here, here. The market seemed to like this news the past several days. I updated a few of my charts that track inflation. My chart

Yes, we are in a bull market. The start of a bull market is generally defined as the point when the market is 20% higher than the previous low. Our previous low was mid-October 2002. We passed 20% higher some day in June. As of

This post shows that we continue to track to 4% inflation, twice the Federal Reserve’s target. The Fed announced this week that we would not see 2% inflation until 2025. That sounds right: recent monthly rates show no trend to 2% inflation. They show

Patti and I have been back three weeks now, and we reflect on what a wonderful experience we had in Japan. It was very different from here. I describe some of the visual, physical differences that I will not forget.

Terrain. Mountains, mountains,