I read this article this week, “6 Portfolio To-Do’s for Retirees at Midyear”.  I don’t do ANY of the six. This post describes what I don’t do mid-year and why.

Here are the steps in the article:

1. Check your year-to-date

Unfortunately, the answer is Yes. What? Lose 20% of your nest egg and feel good about it? Well, most investors effectively lose 20% of their nest egg or the biggest portion of their nest egg (stock portfolio) over time and feel good about it. This

Probably all of us carry some sort of rewards credit card. We get points, miles, or cash reward on our credit card purchases. We get more to spend at what we perceive to be no cost. (Retailers are passing on their costs for our use

You make two basic decisions for your financial retirement plan: How Much to Spend and How to Invest. It’s actually three decisions:

1. How Much Should I (we) Spend (Spending Rate)?

2. How Do I Invest?

a. What Investing Cost Should I incur?

b.

I read this article last week, Charts change hearts and minds better than words do. People understand better (and might think differently than they have in the past) by looking at graphs rather than by reading text and numbers in a table.

So,

You’re retired. You can’t waste money. You want to keep the most you can from future market returns. You can pay more (greater Investing Cost) to try beat the market. Or, you can reliably keep almost all of what the market gives – but with

A few years ago, I found I was very grumpy and sometimes a bit frustrated with spending money that we just did not NEED to spend. I’m much less concerned – actually totally unconcerned about $100 expenditures – now that I understand our annual Safe

We have to start with the right questions. I think these two are the right distillation for us retirees.

I wrote Nest Egg Care to answer those two. Those five pictures above are the one page Take Away.

1. You should view

Two weeks ago my blog post discussed the performance of a set of Actively Managed US Stock funds as compared to their peer index funds. I cited this study in another post. I discussed this with an investment pro who DID NOT GET the fact

I visited my accountant, Bob, this week to finalize my 2017 taxes. Yep, I was little late completing them, but he finalized the returns and filed them this week. When we sat down, he gave me some information for my tax planning for 2018. I’m