OMG. This article says 33% of investors over age 65 sold ALL their stocks this year! (This may have been FALSE NEWS*.) This is about the worst idea ever. Surely you didn’t do this. What does this tell us nest eggers? Those folks have NO

Ages ago – over a year ago, I think – the links broke under the Resources tab on this web site. Nothing downloaded when you clicked on the resource. Reader Jeff asked me for replacements. I emailed them to him after I had updated a

My friend Dan sent Patti and me an invitation (Hey, real mail!) and underneath our names in the address it said, “The Hockey Stick Masters.” I laughed. Dan knows I have our hockey stick imprinted in my brain. He’s seen my orange painted hockey stick.

Why do I think about making my life more productive when I’m retired? I want to keep simplify the routine, take away stress, and try to be effective every day. I’ve mentioned a few of these before, but this post describes my checklist of things

I looked online at our credit card balance, and I can see that we currently have a big NEGATIVE balance. That’s due to refunds on airline tickets for trips we had planned. It looks like our credit card payments for April, May and June will

Vanguard’s Probability of Living Calculator has disappeared. It’s an important tool for decisions for our financial retirement plan. Vanguard removed it as publicly available on the web and put it on their web site for their customers. Now they’ve removed it from there. I’ve not

Value stocks – departing from conventional wisdom – provided ZERO relative downside protection in this recent decline. The conventional wisdom is that value stocks with lower price-to-earnings ratios and higher dividend yield are safer to own when the market hits a rough patch: they will

We all make personal decisions about risk every day. Driving is a risk. Walking on an uneven sidewalk is a risk that I pay attention to. You’ve already made decisions that decide the financial risk of your retirement plan. You’ve decided – with or without

Mortgage rates are now the lowest in history – or at least for the last 100 years. This site says the average rate on a 30-year mortgage is 3.15%, and you can get a rate lower than this. This fall I refinanced our mortgage

I hope you DO HAVE what would seem to others as a cookie-cutter portfolio. Patti and I have been watching more TV in the evenings and less Netflix or Prime Video. I’m seeing many more ads than usual. Almost every night I see an ad