I was thinking this week about what I have learned since I started our retirement plan more than ten years ago and since I wrote Next Egg Care roughly eight years ago. I have not radically changed my thinking. If anything, the logic that I

Inflation in May was less than inflation in April. Inflation in the month was the third lowest in the last year. The six-month run rate is about 2.6% for the year, lower than the prior 3.0% run rate. The historial 12-month rate for inflation has

In February, Vanguard lowered expense ratios for more 168 mutual funds. The total cut in fees is $350 million that owners of Vanguard funds get to keep this year. I had not looked at the effect on our portfolio. This post shows that our total