The data for April that was issued this week shows inflation is running closer to 4%, not the Fed’s target of 2%. I display a table and the same six graphs that I’ve used to follow the trends in inflation.
If you can convert traditional to Roth at the 22% marginal rate before you retire and are on Social Security, you will gain about 4% after taxes relative to holding traditional IRAs. You’ll have more by paying 22% tax now and avoiding 25% or more