The market seemed to like inflation report issued Wednesday. Core inflation – the measure closest to the one the Fed prefers (PCE less food and energy) that gets updated at the end of this month – was lower than the previous four months. The last

I wrote in this post that it was obvious to me that one should take Social Security (SS) early. I’ve changed my mind. I recommend that you wait to take Social Security later. Wait to age 70 to get the maximum benefit.

Happiness in

I like arranging the most recent calendar year returns in the 3 by 3 matrix of the Investment Style Box. I get a snapshot of what outperformed and what underperformed the US stock market as a whole. This post shows ~20% real return for

Investopedia, Vanguard, and Schwab state that you lose after-tax earning power if you pay the taxes on a conversion from your traditional or Roth account. You can find similar advice elsewhere. I assert they are flat-out INCORRECT. When you pay the taxes from your Roth,

I am on the track to convert some traditional to Roth EVERY YEAR. I want to lessen the bad tax effects of RMD from our traditional IRA. This post provides a spreadsheet you can use to judge how much you should convert this year: one