A friend, age 62, asked me, “When do I start Social Security?” I didn’t give a concise answer. Here is what I should have said.

The pain of traditional IRAs is IRMAA. It’s important to work to beat IRMAA – not pay it. The top 10% of retirees have large RMDs that cross an income level that triggers IRMAA. The typical retiree paying IRMAA crosses two tripwires and pays

The most commonly reported measure for inflation for August was roughly double that of July and was the in the top three of the last 12 months. Inflation does not aim at the Federal Reserve’s target of 2% annual rate. It will be a tough