This post has a spreadsheet that you can download for your 2025 federal tax return. This is the one for a single filer over age 65. This is the one for married, joint filers, both over age 65. You first enter the gross

You are (roughly) on track to calculate to a real increase in your Safe Spending Amount (SSA, see Chapter 2, Nest Egg Care [NEC]) for your spending in 2026. I assume your portfolio is similar to ours and that you use November 30

We’ve had renewed scrutiny on inflation. Inflation reported this week for June would not lead me to conclude that we are seeing higher inflation, but we clearly are not seeing inflation that aims at the Federal Reserve’s 2% annual rate. The inflation rate (core inflation)