Reader Steven asked me in an email if I had looked at or considered Closed-end Funds (CEFs) for my retirement portfolio. I did not, and I haven’t looked at closed-end mutual funds in years. I found an article that listed the “Ten Best CEFs

In recent posts, I’ve discussed your choices for US stock  funds, International Stock funds, and US bond funds. Pick any of four US total stock market funds, any of eight International stock funds and any of about seven or so US bond

I’ve recently suggested choices for US bond funds/ETFs (also here) and International stock funds/ETFs . I thought I might as well complete the full story to lay out your best choices for US stocks. US stocks will be the biggest part of your portfolio.

It’s easy to get confused as to the the correct choices of mutual fund or ETF for your retirement portfolio. There are about 8,000 mutual funds and 2,200 ETFs in the US. I’m a believer in Total Stock funds, and the purpose of this post

It can be really hard to figure out what you earn back on your credit card purchases. The purpose of this post is to say, “If you aren’t clearly getting 2% back as cash value on all purchases, it’s time to switch.”

== How