Wow! Patti and I calculate to a real increase for our Safe Spending Amount for next year (SSA; Chapter 2, Nest Egg Care [NEC]. It’s small – 3% – but we’ll take it. After the steep decline in 2022, I thought it would

I finalized my tax plan for 2024. I altered the templates I provided in August for our situation. Patti and I know we have “more than enough” (Chapter 10, Nest Egg Care [NEC]); our Safe Spending Amount (SSA, Chapter 2, NEC) is

The inflation report issued Wednesday showed another month of low inflation; the seasonally adjusted measure for October was a bit greater than any of the five prior months, but the rate over the last six months point to 1.4% inflation. The 12-month inflation rate was

Converting traditional to Roth can be painless: you have NO added tax to pay out of your current income; you’re paying taxes for the conversion from your Roth account. Younger folks in Save and Invest of life don’t have to use any of their

I like to look at our portfolio in terms of its after-tax spending power. When I do this, the after-tax value of our portfolio is about 81% of the total value I see when I look at the summary statement for our brokerage account. That’s